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New health plan has us feeling better already

Paying your health insurance premium is not a time you usually associate with happy thoughts -until now. Builders Benefits, the new self-insured health insurance plan provided by the Pennsylvania Builders Association Benefits Trust, is insurance that's built exclusively for Association members. This PPO plan will pay immediate dividends via lower premiums until 2008 and will help maintain these lower costs in years to come.

The Pennsylvania Department of Insurance approved the request to self-insure. Their outstanding track record, solid business plan, financial stability and proven leadership to our members are just some reasons why they were approved. "This is a great leap forward for every member of the Association", says Steve Rock, CEO of Builders Benefits. "Now that we're self-insured, we're paying ourselves to keep our own members healthy and well. It's a one of a kind opportunity that we fought long and hard to attain."

Providing members with the low rates they've deserved all along is another reason that Builders Benefits is our health insurance plan of choice. And because Builders Benefits exists for members and not for profits, that check you're writing is one you're writing to yourself. This is insurance built for us and by us?- and that alone has us feeling better already.

The support of every member is called upon to cement this new health insurance plan. Declare your independence and sign up today. For more information on the new health insurance plan please contact one of our brokers today:

Bernie Horn at Bernie Horn Insurance phone # 610-3690-2133 Email horn_bernard@yahoo.com

Todd Linn at Hamspon Mowrer Kreitz phone # 610-868-8507 mailto:tlinn@hmk-ins.com

Rob Thompson at Engle Hambright & Davies, Inc. phone # 570-424-9600 Email
rbthompson@ehd-ins.com

Britt Trumbower at Small Business Insurance phone # 570-472-9422 Email sbisnepa1@aol.com



Reduce Workers Comp Costs

How do you get a quote It's easy- please contact us and we'll have a local agent get a quote for you.

Tisha O'Donnell, Program Coordinator - (717) 505-3153 or todonnell@ekmcconkey.com or visit their website at http://www.ekmcconkey.com/pba.htm?for more information





Pennsylvania Builders Association
Member Rebate Program


No one likes to leave money on the table. So, what would you think if you could get a rebate for your loyalty to many of the nation's leading housing industry manufacturers? Well, now you can!

We're happy to introduce the PBA Member Rebate Program, aimed at increasing your bottom line. For the minimal effort of informing us about the products you use, and telling us when you close on a home, you’ll be putting money back in your pocket. When you participate in the PBA Member Rebate Program, you can count on receiving checks every quarter! This program is only available to current PBA members.?


BENEFITS OF PARTICIPATING
The biggest perk? Money. Cold, hard cash. And all for just remaining loyal to many of the country's leading manufacturers you already use in all of your homes. Lump-sum checks for closed homes are mailed quarterly.

NO CHANGE NEEDED IN YOUR BUSINESS PRACTICES
Besides the money, the next-best part of the program is that it relies on very little from you and doesn't change the way you conduct business. Best of all, you do NOT have to change the way you currently buy. We do the paperwork, collect the money and mail you the quarterly checks directly!

HOW TO REGISTER
Click
http://pabuilders.org/displayemailforms.cfm?emailformnbr=57351 to register for PBA's Member Rebate Program. (Note: Program only available to current PBA members)

DETAILED MANUFACTURER INFORMATION AVAILABLE
You will be sent a Manufacturer Guide that details the information that is needed per home from the manufacturers you have used.

Frequently Asked Questions
DO I HAVE TO CHANGE THE WAY I DO BUSINESS?
You don't need to! You still utilize the same suppliers and continue conducting your business as usual. The only requirement to qualify for a rebate is that you use two of our manufacturers.

WHAT IF MY SUBCONTRACTORS BUY SUPPLIES?
The manufacturers are rewarding loyalty with these rebates. If you are specifying the product to your subcontractors, then you are affecting the sale and therefore qualify for the rebate.

MUST I ALIGN WITH ALL MANUFACTURERS?
No. In fact, a builder only needs to use two of our manufacturers to qualify for a rebate.

DO I HAVE TO SAVE MY RECEIPTS?
There are no receipts necessary to process your rebate claim. We have made the rebate program as simple as possible. Instead of receipts, we use our manufacturers' salespeople in your area to check that their products were used.

WHY DO MANUFACTURERS WANT TO REWARD ME?
Manufacturers recognize that the small-to-midsize builder is the largest segment of the building industry, and they are rewarding those builders with rebates through PBA.

IS MY COMPANY BIG ENOUGH TO QUALIFY?
Yes! As a PBA member, you have the combined buying power equivalent to a Top-10 builder.

WHAT IF I DON'T RENEW MY ASSOCIATION MEMBERSHIP?
This program is a members-only benefit. If you leave PBA, you are no longer able to participate.

WHAT IS THE AVERAGE REBATE PER HOUSE?
It is difficult if not impossible to give an estimate of the amount of any rebate. Because each manufactuers rebates are specifically crafted for themselves, it is not possible to estimate rebate amounts per project.

Register today!
Click
http://pabuilders.org/displayemailforms.cfm?emailformnbr=57351
to register for PBA's Member Rebate Program. (Note: Program only available to current PBA members)

For more information
Click
http://pabuilders.org/associations/4216/files/PBAMemberRebateBrochure.pdf to download (Adobe PDF) the PBA Member Rebate Program brochure for more details.
























































































































"The Pennsylvania Builders Association's worker's compensation program has been growing at an exceptional rate due to very competitive rates and pricing stability over time. In fact, last year the program exceeded a total sales volume of $9 million, reflecting tremendous popularity with our members. That marked a 35 percent growth in just one year!

Not only does the program provide extremely competitive rates currently, but it will become even more competitive going forward. For instance, there will no longer be a common effective date, reducing hassles for PBA members. The insurance provider, Eastern Alliance, is now an A- rated carrier. Combine this with the superior claims handling and group purchasing power and you have a program worth taking a look at!
Coming Soon.
 
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